Canopy Grow: The new service to help renters build credit

by | Jan 6, 2023 | Property, Proptech, Services

Proptech platform Canopy Rent has launched its latest service for renters – Canopy Grow. Grow is designed to make building UK credit history and improving your credit score simple for renters. Too often, paying rent can feel like a zero-sum game, but Canopy has found a way to make your biggest regular payment work for you.

Please Connect Me know the struggle of improving your credit score, especially if you’re new to the UK. That’s why we’re excited to partner with Canopy Rent to give our clients the chance to grow their credit with the payments they’re already making.

Let Please Connect Me handle your utility set up and save time, energy and money – including 10% off Canopy Grow!


What is Canopy Grow?

Canopy Grow is a collection of credit-building tools designed for renters. There are three main features – Rent tracking, Clever Credit and Credit Profile. Details of your regular payments are sent to all three major credit checking agencies to build your credit history and – if you subscribe to one of the paid plans – improve your credit score.

The service is available to anyone renting a home in the UK, with no hard credit checks required.


How does it work?

The first feature- Rent Tracking – reports your existing regular rent payment to major credit tracking agencies in the UK. You don’t have to change anything about the way you pay your rent, simply register for Canopy Grow, link your bank account and identify your most recent rent payment. Canopy will then report your rent payment each month automatically. Rather than your rent payments disappearing into your landlord’s account, you’ll get credit for making your regular payments every month.

Clever Credit works on a similar idea, letting you track the payments you’re making every month to show future lenders that you can be trusted to make reliable repayments. You can track any of your monthly subscriptions through Clever Credit and Canopy will treat them as a risk-free credit agreement and repayment. Just like with Rent Tracking, these payments are reported to all three of the UK’s major credit tracking agencies.


A Banner - need better credit? report more to the big three CRAs, Experian, Equifax and Transunion.

Canopy Grow makes building credit as a renter easy by letting you report your rent payments


How much does Canopy Grow cost?

Canopy Grow is available in three different plans. There’s the free ‘Standard Plan’, which lets you improve your credit history but not score, and only reports to Experian. The £4 ‘Plus’ plan also reports to Equifax and Transunion, and helps grow your credit score as well as your history. There’s no minimum commitment, and you can cancel at any time.

To take advantage of all of Canopy Grow’s features, it’s just £7 a month to subscribe to the ‘Premium’ plan. This lets you access a credit profile, with insights into what else you can do to improve your score. Clever Credit is also exclusive to the Premium Plan, which lets you leverage all of your monthly subscriptions as well as your rent payment. Turns out that Netflix plan is useful for more than just Stranger Things!

Even better news – you can save 10% on a Premium Plan right now by signing up through Please Connect Me. If you just want to take advantage of a chance to improve your credit score and save, follow this link to sign up for Canopy Grow today.

But why stop there? Whether you’re moving to a new property or you’re looking to renew your contracts, Please Connect Me makes utilities simple. Book a free call with one of our Utility experts and let them handle any essential registrations while also recommending the best deals for broadband, TV, insurance, home cleaning and more!


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