Wondering how much household bills are nowadays? Here’s a breakdown of common household bill averages in the UK as of 2025, although it’s worth noting that these are merely estimates. Your actual bill amount will depend on your usage and property size.
For a typical 3-bedroom semi-detached home in the UK, for instance, here’s what you can expect to pay each month:
Energy Bills (Gas and Electricity)
According to EDF, the average monthly energy bill for a medium usage household with 2-3 people is around £155.
| Usage (Household size) | Average monthly dual fuel energy bill from 1 April 2025[caveat:average-home-energy-use] |
|---|---|
| Low (typically 1-2 people/bedrooms) | £111 |
| Medium (typically 2-3 people) | £155 |
| High (typically 4-5 people) | £219 |
Water Bills
The average cost of water supply each month is about £30-£50. This estimate is based on forecasts for increased water bills in 2025/26, factoring in the average increase for different water companies.
Water and wastewater bills increase in 2025
| Company (region) | 2024-25 | 2025-26 | Change (£) | Change (%) |
|---|---|---|---|---|
| Anglian Water | £527 | £626 | £99 | 19% |
| Dŵr Cymru (Welsh Water) | £503 | £639 | £136 | 27% |
| Hafren Dyfrdwy | £447 | £590 | £143 | 32% |
| Northumbrian Water | £426 | £506 | £79 | 19% |
| Severn Trent Water | £457 | £556 | £99 | 22% |
| South West Water (South West region) | £520 | £686 | £166 | 32% |
| Southern Water | £478 | £703 | £224 | 47% |
| Thames Water | £488 | £639 | £151 | 31% |
| United Utilities | £486 | £598 | £112 | 23% |
| Wessex Water | £556 | £669 | £113 | 20% |
| Yorkshire Water | £467 | £602 | £136 | 29% |
Broadband/TV/Phone
In 2025, average broadband bill increases are expected to be around 6.2% for most providers, or a fixed amount of £3-3.50 per month. For example, Sky is increasing its prices by an average of 6.2%, while Virgin Media’s fixed increase is £3.50. For broadband, TV, and phone services, you can expect to pay anywhere between £40 and £60.
Council Tax
This can be up to £139 monthly, although the final figure is highly variable depending on the area you choose and your property type. If you reside in London, you can check your council tax rate with our London Council Tax checker.
Mobile Plans
The average monthly cost of mobile plans (not including the handset) is around £11.78, although some SIM-only deals can be had for as low as £5 a month.
Looking for a good value mobile plan? Check out our mobile deals
Other Bills
Expenses like maintenance and subscriptions may be around £15,0, although that’s a conservative estimate.
Home insurance may be, on average, £25 a month.
House mortgage may be up to £1,147 a month, although this can vary a lot depending on interest rates and your property’s current market value.
Food and non-alcoholic drinks may cost you up to £71 on a weekly basis or £3,717 on a yearly basis.
Average weekly transport costs are around £80 monthly or £4,173 annually.
Average Bill Breakdown by Household Type
Single
- The average energy (gas and electricity) cost per month for a 1-2 person (single) household is around £117.
- Water bills typically average around £44 a month.
- The average monthly cost of broadband is £26.
- Council Tax each month is around £180, on average, but this can vary based on your location and property type.
- Buildings and contents insurance is often required, and so, home insurance for a single property can average around £35 a month.
- Mortgage repayments will depend on the interest rate, mortgage items, and property value. Therefore, it is difficult to provide an upfront average.
Couple
- The average energy (gas and electricity) cost per month for a 2-person (couple) household is around £117 a month.
- Water bills average around £44 a month.
- Broadband cost may be around £26 a month.
- Council Tax on a monthly basis is around £180, on average.
- Home insurance for a couple’s property is, on average, £35 a month.
- Mortgage repayments will depend on your property’s size and location, and so, it is difficult to provide an accurate estimate.
Family
- The average energy costs of a 3-bedroom family household can be up to £910 for electricity and around £893 for gas, annually.
- Larger 4-bedroom family properties might see this cost increase to £1,147 for electricity and £1,224 for gas (annually).
- In general, a “medium” household, such as a 3-bedroom house, might spend around £72.60 on electricity each month, on average.
- The water bill may average around £12.47 weekly or £648 yearly.
- Subscriptions and TV/video services might be up to £1,530 annually, on average.
- Broadband and phone may cost around £40-60 per month (for a fixed landline).
- Council Tax can vary a lot according to the area and property type, but expect to pay around £139 each month.
- Mortgage payments may average £19,182 per year (£369 per week).
How to save or manage bills efficiently
- Lowering your thermostat by just one degree can significantly reduce your heating bill, with a potential saving of up to £80 a year.
- Rather than using standby mode on your home appliances and electronic items, power them off completely and disconnect them from the mains.
- While professional draught proofing can be expensive upfront, it could save you around £80 each year.
- Bleed your radiators as air can become trapped inside them over time, causing them to work less efficiently.
- Buy more energy-efficient appliances. An ‘A’ rated appliance will save you the most energy, while a ‘G’ rated one will consume the most energy.
- To save on your water bill, have a free water meter installed, switch to a more efficient shower head, take fewer baths, and switch to showers instead to consume less water.
- Gas and energy prices are governed by the Ofgem Energy Price Cap, which limits how much your supplier can charge you for every unit of energy consumed. You may be able to lower energy bills by switching to a different supplier or tariff.
- Insulating your home can help to save energy as it will keep your house warmer during winter and cooler during summer, and a lot longer too, once you switch off the heater or air conditioning.
- If you live alone, live with an under-18 only child or live under other special circumstances, you may be able to get a reduction of up to 50% on your Council Tax.
- Some households are eligible for government grants and support, so it’s always a good idea to check with your local council.
- When your mobile or broadband contract is about to expire, check out a few comparison sites, as you may be able to find a better deal.
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